Coverage for your process

Road, rail, air, sea, multimodal – we configure the conditions for the route, SLA, and requirements of counterparties.

Transparent limits

Clearly defined liability limits, clear deductibles, and manager support until the actual payment.

Beneficial for regular flights

A framework agreement with monthly declaration and payment of premium – without unnecessary bureaucracy.

Responsibility of the carrier / freight forwarder

Carrier and freight forwarder liability insurance

Protect your business from financial claims from customers for loss, damage or delay in cargo delivery. The policy covers the civil liability of the carrier/freight forwarder during domestic and international transportation under the terms of contracts and specialized conventions. Online registration – a quick offer for your route and type of cargo.

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Suitable for

  • Road carriers, rail, air and maritime operators.
  • Forwarders and 3PL companies that organize multimodal transportation.
  • Businesses with regular shipments that have customer requirements for liability insurance coverage.

What risks are covered by the policy

  • Loss or damage to the cargo due to the fault of the carrier/freight forwarder during acceptance, loading, transportation, unloading and temporary storage along the route.
  • Delay in delivery and related damages within the terms of the contract.
  • Expenses for salvage and damage minimization, expertise, and legal support within the limit.
  • Options on request: temperature conditions, theft with signs of penetration, refrigeration equipment malfunctions, loading and unloading operations, subcontractor liability.

Territory and types of transportation

  • Domestic and international transportation by road, rail, air and sea.
  • It is possible to cover multimodal transportation and transshipment, taking into account warehousing on the road.

How it works

  1. Send parameters: type of transport, route, type and value of cargo, annual volume of flights, requirements of counterparties.
  2. We will agree on the limits of liability, deductible, additional options, and territory of operation.
  3. We issue the policy electronically and, if necessary, on paper. For regular shipments, a framework agreement with monthly/quarterly reporting is available.

Important limitations

  • Military and nuclear risks, intentional acts, gross negligence, and goods prohibited for transportation are not covered.
  • For high-risk cargo (electronics, tobacco, alcohol, precious metals, etc.), increased security requirements and separate tariffs apply.
  • Risks that go beyond the scope of liability under the contract/conventions are agreed upon separately as an extension.

Documents required at the event

  • Notification of an event within the established timeframe.
  • Transportation documents: CMR/bill of lading/waybill, discrepancy reports, photographic documentation, repair/disposal invoices, documents from law enforcement agencies, if necessary.
  • Correspondence with the client regarding the claim. We will help with the list and deadlines for submission.

Public documents

GENERAL TERMS AND CONDITIONS OF THE INSURANCE PRODUCT “INSURANCE
OF CARRIER’S LIABILITY BY LAND TRANSPORT (CMR/TN)”

General terms and conditions of CMR/consignment note

Information document on the standard insurance product “
CARRIER’S LIABILITY INSURANCE FOR OVERland Transportation (CMR/CLOS)“
Information document CMR/CLOS

Frequently asked questions

Is cargo theft covered

Yes, subject to the activation of the appropriate option and compliance with the requirements for parking, security and sealing.

For temperature and high-risk cargoes, yes, it is a condition of coverage and an evidence base for settlement.

For example, a policy can be issued in favor of a client or a financial institution upon agreement of the terms and conditions.

Choose Innovative insurance in INSK!

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