Online registration
policy in your smartphone in a few minutes
Two levels of protection
choose a full or simplified package
For home and business
one service for all devices
Transparent settlement
a clear list of documents and clear steps
INNOTECH
insurance of electronics and household appliances
INNOTECH protects your gadgets and office equipment from typical risks such as breakdowns, mechanical damage, water, theft, and software problems. Registration online or through partner networks.



Suitable for
- Private clients – smartphones, tablets, laptops, consoles, home appliances.
- Businesses can buy office electronics, network equipment, and office equipment. The program is also available for corporate clients.
What risks are covered by INNOTECH
- Warranty breakdowns.
- Mechanical damage and breakage.
- Water damage.
- Theft.
- Damage to the software.
Which devices we accept for insurance
- Smartphones and tablets.
- Computers, laptops, monitors, projectors, accessories.
- Printers, photocopiers, network equipment, monoblocks.
- Home appliances for the kitchen and cleaning.
- Audio, video, and game consoles.
- Other devices if the purchase price exceeds UAH 300.
Costly coverage options
Option A – full protection: mechanical damage, water, warranty breakdown, theft or robbery.
Option B – simplified program: mechanical damage, water, warranty breakdown.
How to buy
- Apply online on the INSK website or through a partner widget – choose a device, coverage option and pay for the policy.
- Purchase in the partner network when buying equipment – the manager will help you to issue a policy together with the purchase.
What to do in case of an insured event
- Notify INSK immediately. In the event of theft, contact the police and file a report no later than 2 days after you become aware of the incident.
- Save the damaged device for inspection, and if possible, record the time, place, and circumstances.
- Submit a written or electronic notice to INSK and request an inspection. Please use the claim form.
How to submit documents for payment
- Option 1 – send an e-mail: application, photo of damage, photo of serial number, purchase receipt, copies of passport and RNOKPP to office@insk.com.ua.
- Option 2 – through the seller or insurance intermediary: hand over a set of documents and the device for inspection.
- Option 3 – through the client’s account on the INRISK portal: register and upload documents according to the instructions.
Public documents
- Information document on the standard insurance product “Insurance of household and digital equipment”.
- The program of the insurance product INNOTECH.
Read the documents before accepting the offer.
Frequently asked questions
Is the program available for legal entities
Yes, INNOTECH is also available for corporate clients.
Is theft covered
Yes, according to Option A. You must contact the police and notify INSK within the time limits.
What are the minimum requirements for the device
The device must be new with proof of purchase, and the purchase price must exceed UAH 300.
How to apply online quickly
Create an account on the INRISK portal and upload a package of documents or send them to office@insk.com.ua.
Choose Innovative insurance in INSK!