Online registration

Policy in a few minutes – without queues and unnecessary paperwork

Flexible amounts and price

Choice of the sum insured of 100-50,000 EUR and tariff from 0.69 EUR/day

Transparent limits

Clear boundaries for emergency, dental and COVID-19 care

Assistance during the trip

Coordination of treatment, transportation, evacuation

INNOTRAVEL+ SILVER

medical insurance for traveling abroad

When traveling outside Ukraine, take care of your medical protection. SILVER program covers emergency care, treatment, medical transportation and other expenses during the trip. Apply online – the policy is sent to your email.

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Who can be insured

Legally capable individuals without age restrictions, except for persons recognized as incapacitated in accordance with the established procedure. The term of the contract is equal to the term of the specific trip.

What SILVER covers

  • Medical care and services: emergency outpatient and inpatient care, medicines, services according to the list specified in the contract.
  • Life-threatening events: sudden illness, exacerbation of a chronic condition, accident, including death benefit.
  • Medical transportation: on-site emergency assistance, medical transportation, evacuation or repatriation, medical escort.
  • Additionally: assistance in the event of an accident, vehicle breakdown or other events during the trip in terms of the services provided for in the contract.

Sums insured and payments

  • Sum insured: from 100 EUR to 50 000 EUR.
  • Insurance payment: from EUR 0.69 to EUR 3.34 per day at the official NBU exchange rate, depending on the selected parameters.

Franchise and age requirements

  • The basic deductible under the SILVER program is 100 USD/EUR, but not less than 25% of the treatment costs for each case.
  • Additional coinsurance depending on the age of the insured person:
    up to 1 year – 25% – 60-65 – 20% – 66-75 – 30% – 76-85 – 40% – 86-95 – 50% – 96-99 – 70% – 100+ – 80%.

Limits of liability for individual services

  • Emergency care on the spot with initial diagnosis – up to 500 USD/EUR per case.
  • Emergency dental care – up to 250 USD/EUR.
  • COVID-19 and ARVI, emergency gynecological care during pregnancy up to 29 weeks – up to 1% of the sum insured.
  • The total indemnity limit for any one insured event is up to 5% of the sum insured.

How to take out a policy

  1. Click “Buy a policy online” and set the trip parameters.
  2. Fill out the form, confirm the terms, and pay.
  3. Receive an electronic policy by email – the document is legally binding.

Actions in case of an incident

  • Ensure safety by contacting the assistant or insurer using the contacts from the policy.
  • Follow the operator’s instructions, keep medical certificates, receipts, and other documents for settlement.

Public documents

Frequently asked questions

Are there any age restrictions

The insurance covers legally capable individuals and applies age-related coinsurance percentages according to the program’s terms and conditions.

100 USD/EUR per case, but not less than 25% of treatment costs, plus age-related coinsurance percentages.

Emergency care – up to 500 USD/EUR, dentistry – up to 250 USD/EUR, COVID-19/SARS and emergency gynecology up to 29 weeks – up to 1% of the sum insured.

Thus, the program provides for medical transportation, evacuation or repatriation in accordance with the agreement.

Choose Innovative insurance in INSK!

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